Questions to ask your home surveyor
Buying a home is a huge financial decision, so getting the right advice and information before you sign on the dotted line is essential. Before you finalise the deal, it’s important you do your homework, find out everything you can about the property in question, and determine its real value and whether it lives up to the asking price.
One of the best ways to do that is getting a home survey from a professional RICS registered chartered surveyors like GB Home Surveys. A home survey will give you an expert view of the property’s condition, provide you with a fair and accurate valuation and help uncover any hidden issues that can lead to headaches further down the line. Ultimately, a home survey will give you peace of mind, so you can buy the property with confidence. So, if you’re commissioning a home survey and want to ensure it will provide you with all the right information, here’s a list of questions to ask your surveyor to ensure you get what you need.
What types of survey do you offer?
Before you book a home survey, it’s important to understand the different types of survey and what they include. There are three main survey types available, based on the guidelines set out by the Royal Institute of Chartered Surveyors (RICS).
A valuation assesses a property’s market value based on its location, age, condition, state of repair and several other factors. It includes information about the overall condition of the property you are interested in compared to similar properties in the same area. A valuation is affordable and gives a good overview, making it perfect for properties of any type, regardless of their age, type and condition.
A RICS Home Survey Level Two, which used to be called a RICS Homebuyer Report, provides an extensive assessment of the condition of a property, so you can be confident in proceeding with the purchase or sale. It includes all the information covered by a valuation, along with maintenance advice and guidance on any defects that may adversely affect the property’s value. It is suitable for most types of houses, bungalows or flats, or bungalows in reasonable condition and constructed from common building materials.
Finally, a RICS Home Survey Level Three is a good choice for older, larger or more developed property. This report, which used to be known as a Building Survey, is the most comprehensive home survey available. It provides an in-depth assessment of a property’s construction and structural integrity, along with guidance on defects, remediation, and ongoing maintenance. The report can also include an estimate of repair costs as an optional extra.
Are you RICS registered?
When it comes to getting a home survey, you should always use a RICS registered surveyor. RICS is the Royal Institution of Chartered Surveyors, the trade body for property professionals worldwide. RICS sets and monitors the global standards for surveyors, which means using a RICS registered professional is a guarantee that they are qualified, experienced and trustworthy.
How much will my home survey cost?
There’s much debate about how much a home survey costs and prices vary across the market. The size and type of the property being surveyed and the type of survey you need will have a big bearing on the price. However, a RICS registered chartered surveyors like GB Home Surveys will always discuss your needs in detail before providing you with a price up-front, with no hidden charges or extras, so you can proceed with confidence. We might not be the cheapest on the market, but we deliver a professional, high-quality service, so you can be sure you’ll get outstanding value for money.
What will my home survey look for?
When it comes to what your home survey will cover, much will depend on the level of report you’ve requested. A valuation is the most basic type of survey and won’t go into the same level of detail as a Home Survey Level Three, which is the most in-depth survey you can get. However, if you are having a home survey rather than a simple valuation, it will check the general condition of the property, search for any faults like damp, structural problems or drainage, and give you an accurate indication of the property’s value. Again, our friendly team will discuss your exact requirements to help you decide which home survey you need before you place your order.
Is the property worth the asking price?
This is the crucial question and the real benefit of getting a home survey done. Just because the seller, estate agent or even your mortgage lender says the property is worth the asking price, it doesn’t necessarily mean it is. The property may have hidden problems or maintenance issues or require repairs that haven’t been picked up when they’ve had it valued. Getting your own home survey done will help identify these and give you an idea of the likely cost to put them right and how it could affect the property’s value. If the survey exposes any damage or significant flaws, you can use this information to either request any issues are sorted out before you buy, renegotiate on price or, in a worst-case scenario, walk away from the deal altogether. Simply put, a home survey can help prevent you from making a very expensive mistake.
Let GB Home Surveys help you make the right choice
At GB Home Surveys, we offer a different approach to getting a home survey. Our service is convenient and hassle-free. It will provide you with all the information you need to make the right choices. We’re an independent, RICS regulated chartered surveyors and have provided trusted services for almost 30 years. All our surveyors are RICS registered valuers and have vast local expertise and specialist knowledge, so you can be sure you’re getting the best advice to help you buy with confidence. We can tailor our home surveys to your exact requirements. If there are any specific issues you would like us to inspect, please let us know. For a free initial consultation and a no-obligation quote, give our friendly team a call today to discuss your requirements.